Long term sale

The client chooses an asset (new or used), Ficapex buys it in order to sell it to the client, who in return makes monthly payments of the total sale, which includes the financial cost. It resembles a credit, but the selling Price includes the financial cost. The same asset functions as collateral.

Tax benefits

• The buyer has the legal, tax and accounting property of the asset.
• The buyer has the deduction of the asset, such as depreciation.

Financial benefits

• Buyer does not use his own cash flow to purchase the asset
• Financing of up to 80% or 90% of the asset.
• Flexibility in choosing the term of the purchase agreement (from 6 to 48 months) and in choosing a smaller or bigger downpayment. All this so that the lease is tailored to your financial needs.
• Does not limit your use of bank loans and lines of credit, since the purchase agreement is not registered as debt in your Liabilities.